What is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite
retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time.
Why use Affirm?
No impact on credit score
Using a Pay in 4 Affirm payment plan won’t impact your credit score.
Quick and
convenient checkout
Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.
Easy payments
Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.
How do I use Affirm?

Shop
Browse Nemesis Workshops online store and add your favdourite finds to your shopping cart

Select
At checkout, choose Affrm as your payment method.

Checkout
Complete your purchase and pay over time in 4 equal payments. Subject to credit approval.

Pay
The remaining 3 payments are charged to your debit or credit card every two weeks.
Frequently Asked Questions
Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard
debit card (with the Visa/Mastercard logo), which can be used for online transactions
● An SMS-capable Canadian phone number
● To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After
confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then
set up your payment method with Affirm and accept the terms of your payment plan.
You can use Affirm on our website and in our physical store.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site
At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged
your Canadian Visa/Mastercard debit/credit card.
Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa
or Mastercard logo. Please note that prepaid cards are not accepted.
Please reach out to the Affirm team and they will be happy to look into the
options available. You can contact them using this contact form.
Affirm does not charge any late or NSF fees. For more information on fees,
please see this FAQ article on the Affirm help site.
Purchases made using Affirm are subject to Nemesis Workshops standard return policy. Any returns will be processed by Nemesis Workshops, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Nemesis Workshops has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Nemesis Workshops return policy here.
For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.
Please use an alternate payment method to complete your purchase.
For further information, please refer to the Affirm help center or get in touch here.